Top Benefits of Tata AIG Car Insurance Coverage

Find out what Tata AIG car insurance has to offer you and to your car

If you plan to buy a new car, be it for the first time or not, you will inevitably spend hours on the research. You will probably look for a car that satisfies your needs, fits your budget and suits your style. Picking the best car for yourself among the options available may be challenging, but, like most others, you may ignore an essential aspect of purchasing a new car – a car insurance policy.

Besides being a legal requirement that vehicles must have valid motor insurance to be legally able to run on public roads, four-wheeler insurance also safeguards you against many financial losses. Although car insurance is essential, buying the right policy from a reliable provider is equally crucial. The Tata Group is undoubtedly one of the country's most trusted and renowned brands. With its joint venture with American International Group (AIG), it offers a range of general insurance plans, including car insurance. 

In the article below, we shall know the benefits of car insurance in India and what sets Tata AIG car insurance coverage apart from the rest.

About Tata AIG

As mentioned earlier, Tata AIG is a joint venture between the two giants Tata Group and American International Group (AIG) that started operations on 22nd January 2001. With over 22 years of insurance experience in India, Tata AIG has carved a place amongst the top insurance providers in the nation. 

Since its operation, the brand has introduced several path-breaking product offerings, need-based features and unmatched customer service for its Consumer and Commercial Lines verticals.

More about Tata AIG in figures:

Benefits of Tata AIG Car Insurance Cover

Many people buy car insurance to fulfil a mandate and do not realise the additional benefits of car insurance, typically of a comprehensive insurance policy for a car. Here, we list some key benefits of car insurance, especially from a reputed insurance provider like Tata AIG. 

Tata instils trust

The brand Tata has always been synonymous with reliability and trust. Tata AIG, with more than 20+ years of experience in the insurance sector, instils the same faith with utmost commitment, transparency, integrity and a customer-first approach.

Wide customer base

Tata AIG believes in building solid and long-term customer relationships by offering high-value products, delivering expected results, and offering impeccable customer service with understanding and mutual cooperation. This is reflected in their humongous customer base of more than 5 crore customers served since inception.

24/7 customer support

Many of the company's core values revolve around being customer-centric. With 24x7 customer support through multiple touchpoints, including call support, email support, WhatsApp facility, etc., the company takes all the measures to ensure no query remains unresolved. Tata AIG continuously aims to exceed customer expectations.

Ease in buying and renewing policy

You can renew or buy online car insurance from Tata AIG with a few clicks. The online process saves time, is more convenient, hassle-free, paperless, and comes at a discount. What's more? You can compare car insurance online, calculate your estimated premium using a car insurance calculator, or initiate a claim quickly.

12 unique add-ons

You can extend the scope of your cover or customise your plan as per your need by including add-ons. However, remember these add-ons can be added only to comprehensive four-wheeler insurance plans. Tata AIG offers 12 add-on benefits, including zero depreciation, roadside assistance, engine security, return to invoice, etc., to enhance your policy coverage.

Bundled Auto Secure – Private Car Policy

The Bundled Auto Secure – Private Car Policy from Tata AIG offers mandatory third-party insurance for a longer duration. You can also opt for this policy with an add-on cover to enhance the coverage. For example, Depreciation Reimbursement – Private Car Bundled Cover offers third-party insurance with zero depreciation add-on cover.

Wide network of garages

The network of garages plays an important role when it comes to cashless claim facilities. Many insurance providers have an extensive network of garages wherein the insurer directly settles the bill with the garage without requiring you to pay from your pocket if a claim is raised. Tata AIG gives you access to over 5400 network garages across the country.

Easy claim process and claim assistance

Besides buying online car insurance, Tata AIG offers an easy and convenient online claims process. You can initiate a claim by visiting our website and providing a few basic and accident-related information. The claim process will begin immediately, and you can also track your claim online for more transparency. Moreover, Tata AIG is known for its high Claim Settlement Ratio. The company had a 98% Claim Settlement Ratio as of FY 2020-21.

Over 650 claim experts nationwide ensure your claims get settled quickly within a short turnaround time. 

General Benefits of Tata AIG Car Insurance Cover

• Provides a shield against losses and damages

• Fulfils the legal mandate

• Protects your car against theft or total loss by paying your car's Insured Declared Value (IDV)

• Protects you against accidental deaths and disablements with Personal Accident Cover

• Avail No Claim Bonus benefit

• Provides peace of mind

Wrapping Up

You may have to face financial and legal consequences if you fail to renew your motor insurance policy on time. However, next time you buy an insurance policy for your car, remember it is not just to fulfil a mandate but to give yourself and your car overall protection. Also, you would not want to miss out on the benefits of car insurance while renewing your policy. 

So, whether you are buying third-party, standalone own-damage or comprehensive car insurance, consider buying it from a reputed brand like Tata AIG for multiple benefits, high coverage at affordable premiums, and a quick and transparent claim process.