Why Choose Tata AIG Car Insurance for Your Vehicle?

Buying a car insurance policy is a pivotal step as it will determine how much financial protection you will receive regarding the losses incurred by your car. 

Getting a new car insured should be the number one priority right after purchase. This ensures legal compliance and protection against third-party liabilities, accidents, and natural disasters. 

Moreover, it is easier to buy car insurance today as it can be bought online. However, to ensure you get the best value for money, you need to look into who you buy insurance from first, as the insurer is just as important as the car insurance policy. 

Buying four-wheeler insurance from reputed insurers like Tata AIG should be par for the course. It ensures you get the required coverage and the additional perks of insurer-specific services. With that said, here are some key reasons why you should consider buying car insurance online from Tata AIG.

About Tata AIG

Tata AIG is a joint venture between Tata Group and American International Group (AIG). They commenced operations on 22nd January 2001 and recently celebrated their 21st anniversary in 2021. 

With over 22 years of general insurance experience in India, Tata AIG has earned its place among the top insurance providers in the country. Their core strengths lie in offering travel insurance, health insurance, and, most importantly, motor insurance. 

The brand comprises an empowered claims team with an in-house capability of 400 plus experts spread across 90 offices in India. Their customer service team, too, comprises 450 team members operating from various offices across India. 

Simply put, you are in good hands if you buy a Tata AIG car insurance policy for your four-wheeler. 

Key Features of Tata AIG’s Car Insurance Policies

Types of Car Insurance Policies by Tata AIG

• Stand Alone Third Party Car Insurance

This is a basic third-party car insurance policy. It offers legal and financial coverage for third-party damages during accidents for damages incurred to the third-party individual(s) or their property. It also satisfies the Motor Vehicle Act’s legal mandate. 

However, this policy does not cover damages incurred to your car and only covers the third-party individual.  

• Stand Alone Own Damage Car Insurance

This policy can be bought separately or with third-party car insurance online. It will cover damages and losses incurred to your car only. You should note that this policy is only applicable to cars bought after September 2018.

• Comprehensive Car Insurance

This all-around package combines the basic coverage provided by a third-party insurance plan and a stand-alone own-damage cover. Hence, with a comprehensive car insurance policy, both you and the third party are covered for losses during an insured event. 

Moreover, under Tata AIG, you can choose among 13 unique add-ons, such as roadside assistance, no claim bonus protection, consumables coverage, etc., when you buy insurance from them.

This plan is recommended for new car owners as it provides the best all-around protection as far as car insurance policies are concerned.

How and Where Can I Get a Tata AIG Car Insurance Policy Online?

You can buy car insurance online from Tata AIG from their official website. The entire application process can be done online, and all you need to do is provide your contact details and submit your car insurance application form - duly filled and signed. 

An insurance agent will contact you to finalise the details of your policy purchase, after which you will receive your policy certificate by email. Alternatively, you can download a copy of your car insurance policy certificate from the official website by going to Self-Service and clicking on Download Policy.

Conclusion

Buying a car insurance policy is a pivotal step as it will determine how much financial protection you will receive regarding the losses incurred by your car. 

Moreover, who you pick to insure your car plays a huge role. It will determine how your car insurance claims are settled, whether or not you get proper reimbursement for your losses, and the type of services you have access to under your insurer.   

This is why buying from a household name like Tata AIG is highly recommended, as they are one of the top insurers in India. With Tata AIG, you are assured the best services at the best price.